HFM Independent Brokers

Insurance

Motor
Home
Business
Life
Employee Benefits
Motor

Motor Insurance includes the cover for personal cars, motorcycles, caravans, trailers and watercraft against accidental or malicious damage, acts of nature, fire, theft, hijacking and third party claims.

Home

Home Insurance includes the cover for personal buildings, contents inside the home and possessions taken outside of the house against accidental or malicious damage, acts of nature, fire, theft and third party claims.

Business
Small-to-medium enterprises are the heartbeat of the South African economy, providing innovative solutions to the industries they serve. Large corporates attract offshore investment and high-level skills and also offer greater employment opportunities. However, both sectors are subject to similar risks, ranging from liability claims, to crime, acts of nature and unforeseen damages. These risks can bankrupt a company that is uninsured.  As a partner vested in the continuity of our clients’ businesses, we assist them to avoid this scenario by providing them with business insurance that gives them peace of mind, enabling them to focus on their business, knowing that they have a partner that has them covered. For us, this is not just a matter of
providing another policy; rather, we see it as doing our part in safeguarding the South African economy. 
Life

Life Insurance include cover for individuals and families against disability, dreaded diseases and death.

Employee Benefits
Group life insurance is a type of life insurance in which a single contract covers an entire group of people. Typically, the policy owner is an employer or an entity such as a labor organization, and the policy covers the employees or members of the group. Group life insurance is often provided as part of a complete employee benefit package. In most cases, the cost of group coverage is far less than what the employees or members would pay for a similar amount of individual protection. Providing cover for Key Persons and to facilitate a Buy and Sell Agreement will ensure the continuity of a company.

Why choose HFM as your Insurance Broker

We know that when designing a Private or Corporate Insurance Portfolio you require unbiased advice, comprehensive comparisons as well as experienced product knowledge. We have therefore also partnered with the Top Rated Insurance Companies in South Africa to ensure the quality of the insurance we provide meets the need of every client.

​What our Clients say