HFM Independent Brokers

Life is unpredictable. If you do anything in 2023, make sure you are covered for those unforeseen events that affect your health, your ability to work, your home, your car, and your loved ones when you pass away.

If the Covid-19 pandemic taught us anything, it was that no one is safe when a dread-disease strikes. Who can forget the days we were locked behind doors and masks, going outside only when absolutely necessary to avoid catching the disease that could well claim our lives?

Group Insurance Benefits Companies Should Be Offering Millennials

Companies are finding it increasingly difficult to procure and retain top talent in the long term, especially given the expectations of the younger generation (Millennials and Generation Z). Studies show the importance of offering group life, health, and retirement insurance benefits.

Small And Medium Businesses Should Not Ignore the Need for Cyber Insurance

Data breaches are viewed as the top threat to business globally, according to the Global Risk Management Survey run by AON, which revealed the widely held certainty that “It’s not if you’ll be breached, but when.”  Should small and medium businesses be paying more attention?

The acceleration of AI in every aspect of life brings potential benefits to every industry and profession on the planet, from information technology to healthcare, finance, marketing, transport and even the justice system. And that is by far not the complete list.